Innova Smiles · Marlborough, MA
Quality Dental Care,
That Fits Your Budget
We accept most PPO insurance, offer 0% financing, and always provide a written cost estimate before treatment begins. You always know the cost upfront, and we never push you into treatment you don’t need.
Real Price Ranges for Our Most-Asked-About Treatments
Most practices make you call to learn what anything costs. We do not. Below are honest, all-in estimate ranges for the treatments patients ask about most, each planned and restored by Dr. Fatima using 5D digital technology. Every range already includes the value other offices bill separately, and most can be financed at 0% with a manageable monthly payment. These are estimates, not quotes — your exact fee is confirmed in writing after a comprehensive exam.
Dental Implant
3D scan, guided placement, titanium post, custom abutment, and a porcelain crown matched to your smile — the full journey in one fee.
From$167/mowith 0% financing
Typical range $4,000–$6,500 per tooth before insurance
More PPO plans now cover a portion of implant placement and the final crown; coverage varies by plan, and we verify your benefits before treatment.
Spark™ & Invisalign® Clear Aligners
Every aligner tray, mid-course refinements, post-treatment retainers, and a whitening kit at completion — no add-on costs later.
From$104/mowith 0% financing
Typical range $2,500–$5,500 before insurance
Many employer plans include an orthodontic lifetime benefit that may apply; coverage varies by plan, and we check eligibility before you start.
Porcelain Veneers
5D digital smile design and preview, custom-crafted porcelain veneers, temporaries during fabrication, and follow-up adjustments.
From$75/mowith 0% financing
Typical range $1,800–$2,500 per tooth before insurance
Veneers are cosmetic and generally are not covered by dental insurance; 0% financing keeps the monthly payment manageable.
Custom Porcelain Crown
Digital impressions, custom shade-matching, a temporary while your crown is crafted at a trusted lab, and all post-placement adjustments.
From$50/mowith 0% financing
Typical range $1,200–$1,800 per crown before insurance
Crowns typically fall under major restorative benefits — most PPO plans cover a portion; coverage varies by plan and we estimate it for you in writing.
Root Canal Therapy
Diagnosis and consultation, digital imaging, the complete root canal, and the post and build-up — treatment that saves your natural tooth.
From$50/mowith 0% financing
Typical range $1,200–$1,800 before insurance
Root canals are commonly covered under major restorative benefits; coverage varies by plan, and the protective crown afterward is estimated separately.
Professional Teeth Whitening
An in-office Philips Zoom! session plus custom take-home trays and professional-grade gel — the at-home kit alone is valued over $200.
From$19/mowith 0% financing
Typical range $450–$650 before insurance
Whitening is cosmetic and is not covered by dental insurance; our membership plan offers 20% off cosmetic treatments and 0% financing is available.
Ways to Pay
Insurance: we accept most PPO plans and file the claim for you. Coverage varies by plan.
CareCredit & Cherry: 0% promotional financing spreads treatment into monthly payments.
Membership: no insurance? Our in-house plan covers preventive care and takes 20% off most treatments, from $395/yr.
Written estimate: you see your itemized, after-insurance cost in writing before anything starts.
Medically reviewed by Dr. Ambereen Fatima, D.D.S. — FICOI · FAAIP · 13+ years in clinical practice · Last reviewed · Meet Our Team
Get Your Free Written Estimate
The only way to know your exact cost is a quick exam. We will review your insurance, walk through your options, and hand you an itemized estimate — no pressure, no obligation.
Estimates, not quotes. Actual cost varies by case complexity and insurance. Monthly figures reflect 0% promotional financing through CareCredit or Cherry, subject to credit approval and lender terms; not all patients qualify and plan length varies. Insurance coverage varies by plan and is never guaranteed — we verify your benefits and provide a written, itemized estimate before any treatment begins. Pricing is as of 2026 and subject to change.
Real Ways to Make Your Care Affordable
Your exact fee depends on what your mouth actually needs, so we put it in writing before anything starts. In the meantime, here is what each kind of care includes and the real ways patients pay for it: most PPO insurance accepted and filed for you, our in-house membership plan, and 0% financing through CareCredit and Cherry.
Use Your Insurance
We accept most PPO plans and file the claim for you. Preventive care is often fully covered.
Join the Membership
No insurance? Our in-house plan covers your preventive visits and takes 20% off most treatments, from $395/yr.
Finance at 0%
Spread treatment into monthly payments with 0% promotional financing through CareCredit or Cherry.
New patient exam, cleaning & X-rays
Full oral evaluation, professional cleaning, and a complete set of X-rays in one Signature Visit.
Often $0 out of pocket with PPO insurance — we file the claim for you.
Fillings, crowns & bridges
Tooth-colored fillings and all-ceramic crowns and bridges that match your natural teeth.
Most PPO plans cover a share; 0% financing available for the rest.
Root canal therapy
Treatment that saves the natural tooth, plus follow-up care and monitoring.
Commonly covered under major benefits; flexible monthly plans available.
Tooth extraction & oral surgery
Gentle simple or surgical removal, clear aftercare, and replacement options.
Usually partially covered; 0% financing available on the balance.
Gum disease treatment
Deep cleaning (scaling and root planing) and periodontal maintenance to protect the bone that holds your teeth.
Often partially covered; flexible monthly plans available.
Dental implants & dentures
Single-tooth implants, full and partial dentures, and bone grafting when needed.
From $167/mo for a single implant with 0% financing; growing insurance coverage applies.
Clear aligners (Spark™ & Invisalign®)
Comprehensive aligner therapy with all refinements and retainers included.
From $104/mo with 0% financing; many plans add an orthodontic benefit.
Porcelain veneers & smile makeovers
Custom porcelain veneers and multi-tooth smile makeovers planned around your goals.
Full smile sets from $375/mo with 0% financing.
Professional teeth whitening
In-office Philips Zoom whitening plus take-home custom trays.
0% financing available; not typically covered by insurance.
Night guards & sleep apnea appliances
Custom occlusal night guards and mandibular-advancement sleep apnea appliances.
Sleep appliances are often covered by medical insurance; flexible monthly plans available.
Your exact fee is confirmed in writing at your consultation, after we review your specific needs and insurance. We never begin treatment without your full understanding and approval of the cost.
How Our Pricing Works
You deserve to know what things cost before you sit in the chair. Here is how we handle pricing.
Written Estimate First
Massachusetts law requires, and we willingly provide, a written treatment plan with itemized fees before starting any procedure. You review and approve before we begin.
We Handle Your Insurance
We verify your insurance benefits before your appointment and provide a pre-treatment cost estimate showing your estimated out-of-pocket portion. You will know exactly what to expect.
Flexible Ways to Pay
Choose from 0% promotional financing through CareCredit or Cherry, or join our in-house membership plan. We work with you to make great dental care affordable.
Your Insurance Goes Further Than You Think
Most dental procedures are partially or fully covered by PPO insurance. Here is a general guide, your actual coverage depends on your specific plan.
Typically covered at 100%
Exams, cleanings, and X-rays are the cornerstone of most dental plans. You may owe nothing out of pocket.
Typically covered at 70–80%
Fillings and simple restorations usually qualify as basic restorative under most PPO plans.
Typically covered at 50%
Crowns, root canals, dentures, and bridges commonly fall under major coverage, cutting your cost roughly in half.
Lifetime benefit available
Many employer plans include an orthodontic benefit that applies to Invisalign and traditional braces.
Coverage is growing
More PPO plans now contribute toward implant placement and the final crown. We will check your specific benefits.
Often covered by medical insurance
Custom oral appliances for sleep apnea may be covered under your medical (not dental) insurance plan.
Not sure what your plan covers? We handle the verification for you.
Coverage percentages are generalizations based on typical PPO benefit structures and do not guarantee your specific plan’s payment. We will verify your benefits and provide a pre-treatment estimate before starting care.
What’s Included in Your Care
Every treatment plan is personalized to your needs. Here is what to expect across our service categories, and how insurance typically helps.
Regular exams and cleanings catch problems while they are small, when they cost the least to fix. This is the care that keeps you out of the chair for bigger work later.
Services Included
- Comprehensive new patient exam with full oral evaluation
- Periodic exams for established patients
- Adult and pediatric teeth cleanings with fluoride
- Full mouth and panoramic X-rays
Insurance Coverage
Most PPO plans cover preventive care at 100%, meaning little to no out-of-pocket cost for you.
Restore damaged or decayed teeth to full strength and function. We use tooth-colored materials that blend naturally with your smile.
Services Included
- Tooth-colored composite fillings (all surfaces)
- All-ceramic porcelain crowns
- Dental bonding for chips and gaps
- Fixed bridges to replace missing teeth
Insurance Coverage
Fillings are typically covered at 70–80%. Crowns and bridges usually fall under major coverage at around 50%.
Save your natural tooth and eliminate pain. Modern root canal treatment is comfortable, efficient, and far more affordable than extraction plus replacement.
Services Included
- Front tooth (anterior) root canal treatment
- Premolar root canal treatment
- Molar root canal treatment
- Follow-up care and monitoring
Insurance Coverage
Root canals are commonly covered at 50% under major restorative benefits. A crown afterward is billed separately.
When a tooth cannot be saved, our team provides gentle, comfortable extraction with clear aftercare instructions and replacement options.
Services Included
- Simple extractions for erupted teeth
- Surgical extractions for complex cases
- Impacted wisdom tooth removal
- Post-extraction care and follow-up
Insurance Coverage
Most extractions are partially covered under your dental plan. Coverage varies by complexity.
Protect your gums and the bone that supports your teeth. Early intervention prevents tooth loss and has been linked to better overall health.
Services Included
- Deep cleaning (scaling and root planing) per quadrant
- Periodontal maintenance visits
- Gum health assessments and monitoring
Insurance Coverage
Deep cleanings are usually partially covered. Periodontal maintenance visits are often covered similarly to preventive cleanings.
Replace missing teeth with solutions that look, feel, and function like natural teeth. From single-tooth implants to full-arch restorations.
Services Included
- Single-tooth implant (post, abutment, and crown)
- All-on-4 full-arch implant prosthesis
- Complete and partial dentures
- Bone grafting when needed
Insurance Coverage
Implant coverage is growing, many PPO plans now contribute toward implant placement or the final crown. Dentures are typically covered at 50%.
Straighten your teeth discreetly with Spark™ and Invisalign® clear aligners — or traditional braces. Treatment includes all refinements and retainers for a complete result.
Services Included
- Spark™ and Invisalign® clear aligner therapy
- Traditional braces (comprehensive treatment)
- All refinements included in treatment
- Post-treatment retainers
Insurance Coverage
Many employer plans include an orthodontic lifetime benefit that applies to both clear aligners and traditional braces.
Transform your smile with professional whitening, porcelain veneers, and bonding. See real results in our smile gallery.
Services Included
- In-office professional teeth whitening (Philips Zoom)
- Take-home custom whitening kits
- Porcelain veneers
- Cosmetic dental bonding
Insurance Coverage
Cosmetic procedures are generally not covered by dental insurance. Financing options make these treatments accessible.
Protect your teeth from grinding and improve your sleep. Custom-fitted appliances designed for comfort and effectiveness.
Services Included
- Custom hard and soft occlusal night guards
- Sleep apnea oral appliances (mandibular advancement)
- TMJ/TMD evaluation and management
Insurance Coverage
Night guards may be partially covered by dental insurance. Sleep apnea appliances are often covered under medical insurance.
Dental anxiety should never stand between you and the care you need. Our comfort approach is layered into every visit at no additional cost.
Services Included
- DentalVibe vibration anesthesia for needle-free comfort
- Premium topical numbing applied before any injection
- Noise-canceling headphones, weighted blankets, and hand-signal control
Insurance Coverage
Our comfort amenities are included at no additional cost in every visit. There are no separate fees for DentalVibe or topical numbing.
Every treatment plan includes a written cost estimate
Your exact cost depends on your specific needs and insurance coverage. Schedule a consultation and we will provide a detailed, personalized estimate, before any work begins.
Affordable Payment Options
Great dental care should never be out of reach. Choose the payment path that works for you.
CareCredit
A trusted healthcare credit card with promotional 0% APR financing for qualifying purchases. Pay over time with predictable monthly payments.
- 0% promotional APR for qualifying plans
- Predictable monthly payments
- Quick online application
Promotional interest accrues from purchase date if balance not paid by end of promo period. See carecredit.com for current terms.
Cherry
Flexible payment plans built for healthcare expenses. Get a fast credit decision and choose a plan length that fits your budget.
- Soft credit check for pre-qualification
- Multiple plan lengths available
- Works alongside dental insurance
Exact APR and terms are disclosed at time of application. Monthly payment amounts vary by approved credit, plan length, and treatment cost.
In-House Membership
No Insurance NeededOur Innova Smiles Membership Plan is built for patients without dental insurance. One annual fee covers your preventive visits and earns you savings on other treatments.
- 2 cleanings + exams + X-rays per year
- 20% off most other treatments
- Skip the waiting periods and claim denials
- Simple, predictable annual fee
Get Your Personalized Cost Estimate
The most accurate way to understand your cost is to schedule a comprehensive exam. We will review your insurance benefits, walk through treatment options, and give you a written estimate, all before any work begins.
Frequently Asked Questions About Dental Costs
Honest answers to common questions about paying for dental care.
Detailed Cost Guides by Procedure
Researching a specific treatment? These plain-English guides break down what affects the cost of each procedure, what insurance usually covers, and the ways patients pay.