Current offers: $0 Exam, Cleaning and X-Rays with Insurance. 0% Financing Available. In-House Membership for $395 per year (lump-sum). Same-Day Appointments Available.
Innova Smiles · Marlborough, MA
We accept most PPO insurance, offer 0% financing, and always provide a written cost estimate before treatment begins. You always know the cost upfront, and we never push you into treatment you don’t need.
Your exact fee depends on what your mouth actually needs, so we put it in writing before anything starts. In the meantime, here is what each kind of care includes and the real ways patients pay for it: most PPO insurance accepted and filed for you, our in-house membership plan, and 0% financing through CareCredit and Cherry.
We accept most PPO plans and file the claim for you. Preventive care is often fully covered.
No insurance? Our in-house plan covers your preventive visits and takes 20% off most treatments, from $395/yr.
Spread treatment into monthly payments with 0% promotional financing through CareCredit or Cherry.
Full oral evaluation, professional cleaning, and a complete set of X-rays in one Signature Visit.
Often $0 out of pocket with PPO insurance — we file the claim for you.
Tooth-colored fillings and all-ceramic crowns and bridges that match your natural teeth.
Most PPO plans cover a share; 0% financing available for the rest.
Treatment that saves the natural tooth, plus follow-up care and monitoring.
Commonly covered under major benefits; flexible monthly plans available.
Gentle simple or surgical removal, clear aftercare, and replacement options.
Usually partially covered; 0% financing available on the balance.
Deep cleaning (scaling and root planing) and periodontal maintenance to protect the bone that holds your teeth.
Often partially covered; flexible monthly plans available.
Single-tooth implants, full and partial dentures, and bone grafting when needed.
From $199/mo for a single implant with 0% financing; growing insurance coverage applies.
Comprehensive aligner therapy with all refinements and retainers included.
From $104/mo with 0% financing; many plans add an orthodontic benefit.
Custom porcelain veneers and multi-tooth smile makeovers planned around your goals.
Full smile sets from $375/mo with 0% financing.
In-office Philips Zoom whitening plus take-home custom trays.
0% financing available; not typically covered by insurance.
Custom occlusal night guards and mandibular-advancement sleep apnea appliances.
Sleep appliances are often covered by medical insurance; flexible monthly plans available.
Your exact fee is confirmed in writing at your consultation, after we review your specific needs and insurance. We never begin treatment without your full understanding and approval of the cost.
You deserve to know what things cost before you sit in the chair. Here is how we handle pricing.
Massachusetts law requires, and we willingly provide, a written treatment plan with itemized fees before starting any procedure. You review and approve before we begin.
We verify your insurance benefits before your appointment and provide a pre-treatment cost estimate showing your estimated out-of-pocket portion. You will know exactly what to expect.
Choose from 0% promotional financing through CareCredit or Cherry, or join our in-house membership plan. We work with you to make great dental care affordable.
Most dental procedures are partially or fully covered by PPO insurance. Here is a general guide, your actual coverage depends on your specific plan.
Typically covered at 100%
Exams, cleanings, and X-rays are the cornerstone of most dental plans. You may owe nothing out of pocket.
Typically covered at 70–80%
Fillings and simple restorations usually qualify as basic restorative under most PPO plans.
Typically covered at 50%
Crowns, root canals, dentures, and bridges commonly fall under major coverage, cutting your cost roughly in half.
Lifetime benefit available
Many employer plans include an orthodontic benefit that applies to Invisalign and traditional braces.
Coverage is growing
More PPO plans now contribute toward implant placement and the final crown. We will check your specific benefits.
Often covered by medical insurance
Custom oral appliances for sleep apnea may be covered under your medical (not dental) insurance plan.
Not sure what your plan covers? We handle the verification for you.
Coverage percentages are generalizations based on typical PPO benefit structures and do not guarantee your specific plan’s payment. We will verify your benefits and provide a pre-treatment estimate before starting care.
Every treatment plan is personalized to your needs. Here is what to expect across our service categories, and how insurance typically helps.
Regular exams and cleanings catch problems while they are small, when they cost the least to fix. This is the care that keeps you out of the chair for bigger work later.
Services Included
Insurance Coverage
Most PPO plans cover preventive care at 100%, meaning little to no out-of-pocket cost for you.
Every treatment plan includes a written cost estimate
Your exact cost depends on your specific needs and insurance coverage. Schedule a consultation and we will provide a detailed, personalized estimate, before any work begins.
Great dental care should never be out of reach. Choose the payment path that works for you.
A trusted healthcare credit card with promotional 0% APR financing for qualifying purchases. Pay over time with predictable monthly payments.
Promotional interest accrues from purchase date if balance not paid by end of promo period. See carecredit.com for current terms.
Flexible payment plans built for healthcare expenses. Get a fast credit decision and choose a plan length that fits your budget.
Exact APR and terms are disclosed at time of application. Monthly payment amounts vary by approved credit, plan length, and treatment cost.
Our Innova Smiles Membership Plan is built for patients without dental insurance. One annual fee covers your preventive visits and earns you savings on other treatments.
The most accurate way to understand your cost is to schedule a comprehensive exam. We will review your insurance benefits, walk through treatment options, and give you a written estimate, all before any work begins.
Honest answers to common questions about paying for dental care.
Researching a specific treatment? These plain-English guides break down what affects the cost of each procedure, what insurance usually covers, and the ways patients pay.