CareCredit Dental Financing
Use CareCredit to pay for your dental treatment over time with promotional financing options (subject to credit approval).
About CareCredit
Innova Smiles proudly accepts the CareCredit for all your health, wellness and beauty wants or needs.
Help fit the care you want or need into your budget with the CareCredit health and wellness credit card. It offers flexible financing options that allow you to pay over time.
- Promotional financing options available
- See if you prequalify with no impact to your credit score
- Instant credit decisions
- No annual fee†
CareCredit also helps make care possible for you and your family. It’s accepted at 266,000+ locations, so you can pay for chiropractic, dentistry, dermatology, cosmetic, hearing, prescriptions, pet care and more. It’s a convenient way to help fit expenses not covered by insurance into your budget.
Learn more by visiting carecredit.com or contacting our office.
How it works
- Check if you prequalify online with no impact to your credit score; decisions are often instant.
- Use your CareCredit card for eligible dental treatments where CareCredit is accepted.
- Pay monthly based on the promotional financing option available for your purchase amount.
Key benefits
- Promotional financing on purchases of $200+ (subject to credit approval)
- No annual fee†
- Accepted at 280k+ locations
- Covers preventive, restorative, cosmetic, orthodontic, and more
Eligibility and considerations
- Subject to credit approval; terms apply
- Promotional options vary by purchase amount and provider
- Rates and fees are set by the issuer; see cardholder terms
Frequently asked questions
How do I apply?
Apply online to check if you prequalify with no impact to your credit score. Many applicants receive an instant decision.
Where can I use CareCredit?
At participating dental practices and other eligible providers nationwide.
Is there an annual fee?
CareCredit advertises no annual fee. See issuer terms for current details.
Important information
* Subject to credit approval. Visit carecredit.com for details.
† For new accounts as of 5/30/24: Purchase APR is 32.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2.
CareCredit is a Synchrony solution. When you go to the CareCredit website you will be subject to the Synchrony privacy policy, which differs from the Innova Smiles privacy policy. You can learn more about the Synchrony privacy policy at carecredit.com.