Featured Answer: What should I do before Dec 31?
Book overdue cleanings and exams, complete recommended treatment, and use FSA/HSA funds now—most unused PPO benefits don’t roll over to 2026. Schedules fill quickly in November and December, so call today.
The "Use It or Lose It" Principle
- Annual maximums typically reset on Jan 1
- Unused portions do not roll over
- Deductibles may already be met—making now cost‑efficient
What to Prioritize
- Preventive visits (often covered at a higher percentage)
- Recommended fillings, crowns, or periodontal therapy (SRP)
- Multi‑step care you can sequence across Dec/Jan when appropriate
FSA/HSA Strategy
- FSAs are typically use‑it‑or‑lose‑it
- HSAs generally roll over but can reduce out‑of‑pocket costs now
Local Insight (Marlborough & MetroWest)
Professionals in the I‑495 corridor and families across Hudson, Southborough, and Northborough should plan early—winter weather and holidays tighten schedules.
Internal Links
- Coverage and financing options → Insurance & Financing
- Book now to secure a spot → Contact Innova Smiles
- Due for routine care? → Dental Exams & Cleanings
Don’t lose benefits you’ve already paid for. Call (508) 481‑0110 or book now today.
