Featured Answer: Why should I book in January?
Most dental plans operate on a calendar year, meaning your annual maximum resets on January 1st. Booking early ensures you maximize your coverage, avoid the end-of-year rush, and catch small problems before they become costly.
Fresh Year, Fresh Benefits
Happy New Year! As you make resolutions for health and wellness, don't forget your dental coverage. For many Marlborough families with PPO plans (like Delta Dental, Blue Cross Blue Shield, etc.), January 1st marks the reset of your annual maximum—typically between $1,000 and $2,000 per person.
3 Reasons to Act Early
1. The Full Annual Maximum is Available
If you need significant work—like a crown, implant, or bridge—now is the time. You have your entire annual allowance available to offset costs. Waiting until December often Means scrambling to use remaining dollars.
2. Deductibles Reset
You'll likely have a small deductible (e.g., $50-$100) to meet again. Getting your preventive cleaning or a filling done early in the year knocks this out quickly, so subsequent treatments are covered at higher percentages.
3. Fee Updates
Insurance companies sometimes adjust their fee schedules mid-year or at the start of a year. Locking in your treatment plan now provides financial certainty.
Strategic Planning for Multi-Phase Treatments
For procedures like dental implants or orthodontics (Invisalign/Spark), planning across calendar years can be smart. While we are starting 2026, understanding your long-term plan allows us to potentially split treatment phases to maximize benefits over time if needed.
No Insurance? No Problem
If you don't have traditional insurance, 2026 is a great time to join our In-House Membership Plan. It covers preventive care and offers discounts on treatments, without the hassles of deductibles, waiting periods, or annual maximums.
Internal Links
- Check accepted plans → Insurance & Financing
- Learn about our membership → Membership Plan
- Schedule your January visit → Book Online
Let's make 2026 your healthiest year yet. Call Innova Smiles at (508) 481-0110 to secure your appointment.
